Powering the Future
of Financial Services
FinanceWerx builds intelligent software platforms that help financial institutions and businesses automate complex processes, make better decisions, and operate more efficiently.
Powering the Future
of Financial Services
FinanceWerx builds intelligent software platforms that help financial institutions and businesses automate complex processes, make better decisions, and operate more efficiently.
RUBYLOANS ACQUIRED BY FINTECHWERX
Smarter Lending
Starts Here
Less Manual Work
Automate repetitive lending processes.
Better Borrower Experience
Make applications simpler and faster.
Works With Existing Infrastructure
Modernize lending without replacing core systems.
RUBYLOANS ACQUIRED BY FINTECHWERX
Smarter Lending
Starts Here
FinanceWerx Inc., a wholly owned subsidiary of FintechWerx International Software Services Inc. (CSE: WERX), is transforming SME lending with Ruby Loans — an agentic AI platform that automates lead generation, information validation and document collection and document processing to deliver decision-ready applications while reducing manual workload for SME Lenders.
Less Manual Work
Automate repetitive lending processes.
Better Borrower Experience
Make applications simpler and faster.
Works With Existing Infrastructure
Modernize lending without replacing core systems.
Small Business Lending
is Still too Manual
For SME Lenders, small-business lending often means loan officers spending hours collecting incomplete information, chasing documentation, and entering data into systems that were never designed to work together.
Incomplete
Information
Applications arrive without the information lenders need to move forward efficiently.
Disconnected
Systems
Loan teams work across systems that were never designed to operate as one workflow.
Slow, Expensive
Processes
Manual work creates a slower borrower experience and an expensive, low-yield process for institutions.
Small Business Lending is Still too Manual
For SME Lenders, small-business lending often means loan officers spending hours collecting incomplete information, chasing documentation, and entering data into systems that were never designed to work together.
Incomplete Information
Applications arrive without the information lenders need to move forward efficiently.
Disconnected Systems
Loan teams work across systems that were never designed to operate as one workflow.
Slow, Expensive Processes
Manual work creates a slower borrower experience and an expensive, low-yield process for institutions.
HOW WE DO IT
Lending Automation, From
Enquiry to Adjudication.
The platform addresses the problem at its source by creating structured digital lending workflows that reduce and eliminate manual intervention, helping lenders process qualified applications more efficiently, reduce costs, and enhance the applicant experience.
ENQUIRE
Borrowers complete a structured online enquiry of 20 questions or fewer.
VERIFY
Information is automatically verified.
DOCUMENT COLLECTION
Required documents are collected and organized automatically as the application progresses.
TRANSFER TO LOS
A complete, qualified application moves seamlessly into the lender’s existing loan origination system.
HOW WE DO IT
Lending Automation, From
Enquiry to Adjudication.
The platform addresses the problem at its source by creating structured digital lending workflows that reduce and eliminate manual intervention, helping lenders process qualified applications more efficiently, reduce costs, and enhance the applicant experience.
ENQUIRE
Borrowers complete a structured online enquiry of 20 questions or fewer.
VERIFY
Information is automatically verified.
DOCUMENT COLLECTION
Required documents are collected and organized automatically as the application progresses.
TRANSFER TO LOS
A complete, qualified application moves seamlessly into the lender’s existing loan origination system.
Built to Simplify
Financial Complexity
Automate
Reduce repetitive financial processes.
Integrate
Connect with the systems institutions already use
Scale
Build technology that can grow with financial institutions and businesses
Built to Simplify
Financial Complexity
Automate
Reduce repetitive financial processes.
Integrate
Connect with the systems institutions already use
Scale
Build technology that can grow with financial institutions and businesses
Modern Lending.
Built Around Your
Existing Infrastructure.
Improve the Borrower Experience
A structured digital enquiry creates a simpler and more streamlined starting point for small-business borrowers.
Eliminate Manual Effort
Automate repetitive information collection and verification so lending teams spend less time chasing documentation and entering data.
Empower Lending Teams
Free loan officers to focus on relationships, exceptions, and decisions that require human judgment.
Modern Lending. Built Around Your Existing Infrastructure.
Improve the Borrower Experience
A structured digital enquiry creates a simpler and more streamlined starting point for small-business borrowers.
Eliminate Manual Effort
Automate repetitive information collection and verification so lending teams spend less time chasing documentation and entering data.
Empower Lending Teams
Free loan officers to focus on relationships, exceptions, and decisions that require human judgment.
Moving Ruby Loans
Toward General
Availability
Moving Ruby Loans
Toward General
Availability
Completed
Ruby Loans advancing toward general availability
National credit union distribution launch planned for later this year
The People Behind The Platform
FinanceWerx brings together experienced leaders across lending, financial services, technology, and business development. Our team combines industry expertise with a clear focus on building smarter lending solutions and bringing Ruby Loans to financial institutions and lenders.
We make small business lending substantially more efficient without removing the judgment and expertise that lenders bring to the process.
— Fred Zdan, President, FinanceWerx
Fred Zdan
CEO Finance Werx, Co-Founder Ruby LoansFred Zdan is the founder of Ruby Loans, bringing extensive experience across financial services, lending, technology, and business development.
George Hofsink
CEO, FintechWerx, Co-Founder Ruby LoansCorporate strategy, partnerships and growth.
Steve Mott
Head of SalesDriving market expansion, client engagement, and sales strategy.
The People Behind The Platform
FinanceWerx brings together experienced leaders across lending, financial services, technology, and business development. Our team combines industry expertise with a clear focus on building smarter lending solutions and bringing Ruby Loans to financial institutions and lenders.
We make small business lending substantially more efficient without removing the judgment and expertise that lenders bring to the process.
— Fred Zdan, President, FinanceWerx
Fred Zdan
CEO Finance Werx, Co-Founder Ruby LoansFred Zdan is the founder of Ruby Loans, bringing extensive experience across financial services, lending, technology, and business development.
George Hofsink
CEO, FintechWerx, Co-Founder Ruby LoansCorporate strategy, partnerships and growth.
Steve Mott
Head of SalesDriving market expansion, client engagement, and sales strategy.